轉發水利部印發關于推進水利工程建設安全生產責任保險工作的指導意見
發布時間：2023-12-18 15:02:03
水監督〔2023〕347號
部機關各(ge)司局(ju)，部直(zhi)屬(shu)各(ge)單位，各(ge)省(sheng)、自治區、直(zhi)轄市水利(li)（水務）廳(ting)（局(ju)），新疆(jiang)生產(chan)建設兵團水利(li)局(ju)：
《水利部關于(yu)推進水利工(gong)程建設安全生產責任保險工(gong)作的指(zhi)導意見》已經部務會(hui)議(yi)審議(yi)通過(guo)，現印(yin)發給(gei)你們，請(qing)遵照(zhao)執行。
; 水利(li)部
2023年12月13日
水利(li)部關于推(tui)進水利(li)工程(cheng)建(jian)設安(an)全(quan)生產責任保(bao)險工作的指導意見
為貫(guan)徹《中(zhong)共中(zhong)央、國(guo)務(wu)院(yuan)關于推進安(an)全(quan)(quan)生產(chan)領(ling)域改(gai)革發(fa)展(zhan)的意見(jian)》，落實《中(zhong)華人(ren)民共和(he)國(guo)安(an)全(quan)(quan)生產(chan)法》《安(an)全(quan)(quan)生產(chan)責任保(bao)險實施(shi)(shi)辦法》等要求，加快推進水(shui)利工程(cheng)建設安(an)全(quan)(quan)生產(chan)責任保(bao)險（以(yi)下簡稱安(an)責險）實施(shi)(shi)，切實發(fa)揮安(an)責險風險防(fang)控(kong)和(he)事故預防(fang)功能，進一(yi)步提升水(shui)利工程(cheng)建設安(an)全(quan)(quan)生產(chan)管理水(shui)平，結合水(shui)利實際(ji)，制(zhi)定(ding)本指(zhi)導意見(jian)。
一、總體(ti)要(yao)求(qiu)
（一）指(zhi)導思(si)想。認真(zhen)落實(shi)習近平(ping)總(zong)書記關于安(an)(an)全生(sheng)產(chan)重(zhong)要指(zhi)示批示精神，積(ji)極踐(jian)行(xing)“節(jie)水(shui)(shui)優先(xian)、空(kong)間均衡、系統治理(li)(li)、兩手發力”治水(shui)(shui)思(si)路，堅持安(an)(an)全第一、預防為(wei)主(zhu)、綜(zong)合治理(li)(li)的方針，落實(shi)水(shui)(shui)利(li)安(an)(an)全生(sheng)產(chan)風(feng)險(xian)(xian)查(cha)找、研判、預警(jing)、防范、處(chu)置、責任(ren)“六項機(ji)制”，全面推行(xing)水(shui)(shui)利(li)工程建設安(an)(an)責險(xian)(xian)，充(chong)分運用社(she)會資源(yuan)和經濟(ji)手段，切實(shi)推動水(shui)(shui)利(li)生(sheng)產(chan)經營單(dan)位落實(shi)安(an)(an)全生(sheng)產(chan)主(zhu)體責任(ren)，從源(yuan)頭上防范化(hua)解重(zhong)大安(an)(an)全風(feng)險(xian)(xian)，為(wei)水(shui)(shui)利(li)高質量(liang)發展奠定良好(hao)的安(an)(an)全生(sheng)產(chan)基礎。
（二）工作原(yuan)則
1.行業推動、市(shi)場運作(zuo)。進(jin)一步(bu)明(ming)確水行政主管部門(men)、水利工程建(jian)設參建(jian)單位(wei)的安(an)(an)責險實(shi)施工作(zuo)職責，依法依規開展(zhan)安(an)(an)責險市(shi)場化運營服務。
2.預(yu)(yu)(yu)防(fang)為(wei)主(zhu)、防(fang)賠(pei)結合。充分(fen)發揮安責險(xian)的(de)事前預(yu)(yu)(yu)防(fang)與事后(hou)保(bao)障(zhang)(zhang)作(zuo)用，在保(bao)障(zhang)(zhang)經濟補償功能(neng)的(de)基礎上，強化風險(xian)評估管控(kong)和事故預(yu)(yu)(yu)防(fang)功能(neng)。
3.全面推進、規(gui)范(fan)實施(shi)。水(shui)利工(gong)程建設(she)應當全面投保安責險(xian)，科(ke)學(xue)規(gui)范(fan)開展事故(gu)預防服務，有效提(ti)升水(shui)利工(gong)程建設(she)安全風險(xian)防范(fan)水(shui)平。
（三）工(gong)作目標(biao)(biao)。制(zhi)(zhi)定(ding)水(shui)利工(gong)程建(jian)設(she)安(an)(an)責(ze)險(xian)事故(gu)預防服務行業標(biao)(biao)準規(gui)范，建(jian)立安(an)(an)責(ze)險(xian)監管平臺，逐步提(ti)高(gao)安(an)(an)責(ze)險(xian)事故(gu)預防服務質量，有效防范遏(e)制(zhi)(zhi)水(shui)利工(gong)程建(jian)設(she)生產安(an)(an)全事故(gu)。
二、健全安責險運行機(ji)制(zhi)
（四）切實(shi)提高認識。建(jian)立(li)和實(shi)施安(an)責險(xian)制度(du)是加強安(an)全生產社(she)會治(zhi)理的(de)(de)法治(zhi)措(cuo)(cuo)施，是防范化解(jie)安(an)全風(feng)險(xian)的(de)(de)重要(yao)(yao)舉措(cuo)(cuo)。推進水(shui)利(li)工(gong)程(cheng)建(jian)設(she)落實(shi)安(an)責險(xian)制度(du)，是貫(guan)徹安(an)全生產法等法律(lv)法規的(de)(de)具(ju)體手(shou)段，是健全水(shui)利(li)安(an)全生產風(feng)險(xian)防控機制的(de)(de)客觀(guan)需要(yao)(yao)。各級水(shui)行政(zheng)主(zhu)管部門要(yao)(yao)統一思想，提高認識，積(ji)極推動安(an)責險(xian)工(gong)作健康有序(xu)開(kai)展。
（五）明確工(gong)(gong)(gong)(gong)作責(ze)(ze)(ze)(ze)任。水(shui)利(li)(li)(li)部指導和監(jian)(jian)督全國水(shui)利(li)(li)(li)工(gong)(gong)(gong)(gong)程(cheng)(cheng)(cheng)建(jian)(jian)設(she)安(an)(an)責(ze)(ze)(ze)(ze)險實(shi)(shi)施工(gong)(gong)(gong)(gong)作。流域管(guan)(guan)理(li)(li)機構指導流域管(guan)(guan)理(li)(li)范(fan)(fan)圍內水(shui)利(li)(li)(li)工(gong)(gong)(gong)(gong)程(cheng)(cheng)(cheng)建(jian)(jian)設(she)安(an)(an)責(ze)(ze)(ze)(ze)險實(shi)(shi)施工(gong)(gong)(gong)(gong)作，負(fu)責(ze)(ze)(ze)(ze)所(suo)管(guan)(guan)轄的水(shui)利(li)(li)(li)工(gong)(gong)(gong)(gong)程(cheng)(cheng)(cheng)建(jian)(jian)設(she)項(xiang)目的安(an)(an)責(ze)(ze)(ze)(ze)險組織(zhi)(zhi)實(shi)(shi)施與(yu)監(jian)(jian)督管(guan)(guan)理(li)(li)。省級水(shui)行政主管(guan)(guan)部門負(fu)責(ze)(ze)(ze)(ze)管(guan)(guan)轄范(fan)(fan)圍內水(shui)利(li)(li)(li)工(gong)(gong)(gong)(gong)程(cheng)(cheng)(cheng)建(jian)(jian)設(she)安(an)(an)責(ze)(ze)(ze)(ze)險組織(zhi)(zhi)實(shi)(shi)施與(yu)監(jian)(jian)督管(guan)(guan)理(li)(li)。水(shui)利(li)(li)(li)工(gong)(gong)(gong)(gong)程(cheng)(cheng)(cheng)施工(gong)(gong)(gong)(gong)企(qi)業(ye)(ye)要依法(fa)投(tou)保安(an)(an)責(ze)(ze)(ze)(ze)險，接受(shou)保險機構事故(gu)預防服(fu)務(wu)(wu)，落實(shi)(shi)問題整改；水(shui)利(li)(li)(li)工(gong)(gong)(gong)(gong)程(cheng)(cheng)(cheng)項(xiang)目法(fa)人和監(jian)(jian)理(li)(li)單位負(fu)責(ze)(ze)(ze)(ze)督促參(can)建(jian)(jian)施工(gong)(gong)(gong)(gong)企(qi)業(ye)(ye)依法(fa)投(tou)保安(an)(an)責(ze)(ze)(ze)(ze)險，監(jian)(jian)督事故(gu)預防服(fu)務(wu)(wu)情況。鼓勵(li)水(shui)利(li)(li)(li)行業(ye)(ye)協會(hui)發揮自律管(guan)(guan)理(li)(li)作用，建(jian)(jian)立(li)安(an)(an)責(ze)(ze)(ze)(ze)險相(xiang)關行業(ye)(ye)管(guan)(guan)理(li)(li)規則，促進安(an)(an)責(ze)(ze)(ze)(ze)險有效實(shi)(shi)施。
三(san)、規范安責險實(shi)施
（六(liu)）明確實施(shi)范圍和保(bao)(bao)(bao)險責任。新建(jian)(jian)(jian)、擴建(jian)(jian)(jian)、改建(jian)(jian)(jian)、加固(gu)和拆除的(de)(de)水利工(gong)程(cheng)建(jian)(jian)(jian)設（包(bao)(bao)括(kuo)配套與附屬工(gong)程(cheng)）應(ying)當投保(bao)(bao)(bao)安責險。安責險保(bao)(bao)(bao)險責任應(ying)包(bao)(bao)括(kuo)投保(bao)(bao)(bao)項(xiang)目的(de)(de)施(shi)工(gong)企業(ye)因(yin)生產安全事故造成的(de)(de)從(cong)業(ye)人(ren)(ren)員（含(han)勞(lao)務分(fen)包(bao)(bao)單位從(cong)業(ye)人(ren)(ren)員、勞(lao)務派遣人(ren)(ren)員、靈活用(yong)工(gong)等(deng)）人(ren)(ren)身傷(shang)亡(wang)賠償，第(di)三者人(ren)(ren)身傷(shang)亡(wang)和財產損(sun)失(shi)賠償，事故搶險救援、醫療(liao)救護、事故鑒(jian)定、法律訴訟等(deng)費用(yong)。
（七）確定投(tou)保(bao)(bao)單(dan)位。水利工程建設安責險(xian)以項目(mu)施(shi)工標段為(wei)單(dan)元由承包的施(shi)工企業投(tou)保(bao)(bao)。單(dan)個施(shi)工標段存(cun)在總承包單(dan)位和(he)分包單(dan)位時，應根據各自施(shi)工范圍進行(xing)投(tou)保(bao)(bao)，避免漏保(bao)(bao)或(huo)者(zhe)重復投(tou)保(bao)(bao)。鼓勵探(tan)索(suo)由項目(mu)法人以項目(mu)為(wei)單(dan)位統一投(tou)保(bao)(bao)。
（八(ba)）規范投保(bao)要求。對于新開(kai)工(gong)(gong)(gong)(gong)水利(li)工(gong)(gong)(gong)(gong)程，安(an)(an)(an)責險(xian)(xian)費用(yong)(yong)在水利(li)工(gong)(gong)(gong)(gong)程建設項目安(an)(an)(an)全生產措施費中列支(zhi)，由(you)投保(bao)單位(wei)與保(bao)險(xian)(xian)機構協商(shang)約定合同后(hou)繳納，不(bu)(bu)得(de)以(yi)任(ren)何方式分(fen)攤給從業人(ren)員(yuan)個(ge)人(ren)。項目法人(ren)應(ying)(ying)(ying)將安(an)(an)(an)全生產措施費作為不(bu)(bu)可競爭費用(yong)(yong)單獨列支(zhi)，保(bao)障安(an)(an)(an)責險(xian)(xian)費用(yong)(yong)足額到位(wei)。投保(bao)單位(wei)應(ying)(ying)(ying)在工(gong)(gong)(gong)(gong)程開(kai)工(gong)(gong)(gong)(gong)之前(qian)完成投保(bao)，保(bao)險(xian)(xian)期(qi)(qi)限(xian)應(ying)(ying)(ying)覆(fu)蓋(gai)整個(ge)施工(gong)(gong)(gong)(gong)期(qi)(qi)。對于已(yi)開(kai)工(gong)(gong)(gong)(gong)水利(li)工(gong)(gong)(gong)(gong)程，未(wei)投保(bao)安(an)(an)(an)責險(xian)(xian)的應(ying)(ying)(ying)根據剩(sheng)余工(gong)(gong)(gong)(gong)程情況進行(xing)投保(bao)，保(bao)險(xian)(xian)期(qi)(qi)限(xian)應(ying)(ying)(ying)覆(fu)蓋(gai)剩(sheng)余施工(gong)(gong)(gong)(gong)期(qi)(qi)。
（九）督(du)促落實事故預(yu)防服務(wu)(wu)(wu)。水(shui)(shui)利(li)部組織研究制定水(shui)(shui)利(li)工程建設安責險(xian)(xian)事故預(yu)防服務(wu)(wu)(wu)指南，規范事故預(yu)防服務(wu)(wu)(wu)。投(tou)保單位在投(tou)保前應進行比選，優(you)先選擇(ze)具有相(xiang)應專業資質和能力、事故預(yu)防服務(wu)(wu)(wu)制度健全的保險(xian)(xian)機(ji)構(gou)，在投(tou)保時應依據《安全生產責任保險(xian)(xian)事故預(yu)防技術服務(wu)(wu)(wu)規范》（AQ 9010）等(deng)有關標準(zhun)或規定，在保(bao)險(xian)(xian)(xian)合同中約定事故(gu)預防服(fu)(fu)務具(ju)體內容和頻次，要求保(bao)險(xian)(xian)(xian)機構按(an)合同約定規范開展事故(gu)預防服(fu)(fu)務。保(bao)險(xian)(xian)(xian)機構事故(gu)預防服(fu)(fu)務不替(ti)代投保(bao)單(dan)位安(an)全生(sheng)產(chan)主體責任。
四(si)、加(jia)強(qiang)安責險監督
（十）加(jia)大監(jian)督執(zhi)法力度。各級水(shui)行(xing)政主管(guan)部門(men)要將安責險(xian)投保和事故預防服(fu)務情況納入(ru)監(jian)督檢(jian)查(cha)，對于(yu)檢(jian)查(cha)中發現(xian)未按規定投保安責險(xian)的(de)，應依法嚴肅查(cha)處(chu)；對于(yu)未按合(he)同(tong)約定和規定開展事故預防服(fu)務的(de)、投保單位反映問題多的(de)、拒不(bu)整改(gai)的(de)，應及時通報相關(guan)保險(xian)監(jian)督管(guan)理機構。
（十一(yi)）建立激勵約(yue)束機制。各(ge)級(ji)水行政主管部門要將安(an)責(ze)險投保情況(kuang)作(zuo)為相(xiang)關(guan)工作(zuo)考核、評(ping)先評(ping)優的參(can)考依據(ju)，納入水利(li)安(an)全生產標準化達標評(ping)級(ji)、水利(li)建設(she)市場主體信用(yong)評(ping)價(jia)等工作(zuo)。
（十二(er)）加強監(jian)管(guan)信(xin)息(xi)(xi)化。各級水(shui)行政主管(guan)部門要積(ji)極運(yun)用信(xin)息(xi)(xi)化手段加強監(jian)管(guan)，建(jian)立(li)(li)健全(quan)安責險信(xin)息(xi)(xi)監(jian)管(guan)平臺，加強信(xin)息(xi)(xi)共享與數據交(jiao)換(huan)。鼓勵(li)運(yun)用政府設立(li)(li)的(de)安責險平臺，實現安責險投保、理賠和事故預(yu)防服務的(de)統一(yi)、規范管(guan)理。
（十三）強化社會監督。各級水(shui)行(xing)政主(zhu)管部門要建(jian)立安責險社會監督機制(zhi)，暢(chang)通(tong)政務(wu)網站、郵(you)箱、電(dian)話等(deng)渠道，受理相關(guan)問(wen)(wen)題(ti)舉報并及時處置。社會公眾對(dui)(dui)水(shui)利工程(cheng)建(jian)設(she)未(wei)按(an)規定投保等(deng)問(wen)(wen)題(ti)可向當地水(shui)行(xing)政主(zhu)管部門反映，對(dui)(dui)承保、交易、理賠等(deng)發(fa)現的問(wen)(wen)題(ti)向有關(guan)部門反映。
五、保(bao)障措施
（十四）加強組(zu)織(zhi)(zhi)領(ling)導(dao)。各級(ji)水行(xing)政(zheng)主管(guan)部門要高度(du)重視(shi)安責險工(gong)(gong)作，切實加強組(zu)織(zhi)(zhi)領(ling)導(dao)，健全工(gong)(gong)作機制，落實工(gong)(gong)作責任(ren)，采取有效措施，實現(xian)水利(li)(li)工(gong)(gong)程建設(she)項目應保盡保；指(zhi)導(dao)落實事故預防服務工(gong)(gong)作，有效防范化(hua)解工(gong)(gong)程建設(she)安全風險。鼓(gu)勵水利(li)(li)工(gong)(gong)程運行(xing)管(guan)理(li)等(deng)其他水利(li)(li)生產經營(ying)單位試(shi)點推廣、按需(xu)投保。
（十五）強化部(bu)(bu)門(men)協作(zuo)。各級水行政(zheng)主管部(bu)(bu)門(men)要加強與應急管理(li)、保(bao)(bao)險(xian)監督管理(li)等(deng)部(bu)(bu)門(men)的聯系溝通，協同(tong)開展對保(bao)(bao)險(xian)費(fei)率、保(bao)(bao)險(xian)合(he)同(tong)范(fan)本的指導(dao)與監督，推(tui)動(dong)保(bao)(bao)險(xian)范(fan)圍重復的其(qi)他商業(ye)險(xian)種轉化或調整為安(an)(an)責險(xian)，推(tui)進安(an)(an)責險(xian)落(luo)實。
（十六）推進行業自律。水利行業協會要充分發揮在水利工程建設安責險實施中的橋梁紐帶作用，健全與投保單位、保險機構、安全生產技術服務機構等相關單位協商機制，建立行規行約、團體標準，加強自我約束、自主管理，維護各方合法權益。
（十(shi)七）加(jia)大宣傳引導。各級水(shui)行政主(zhu)管(guan)部(bu)門、水(shui)利行業(ye)協會等有關單(dan)位要廣泛開展安(an)責(ze)險(xian)宣傳教育活動(dong)，引導水(shui)利生產經(jing)營單(dan)位充(chong)分認(ren)識安(an)責(ze)險(xian)的重要作用，提高(gao)認(ren)知、形(xing)成共識，營造良好的宣傳氛(fen)圍，推動(dong)安(an)責(ze)險(xian)落實落地。